A beautiful pair of Jimmy Choo shoes. That sexy, alluring, black Versace dress depicting that sense of fashion in London City. Have a cup of coffee and a slice of cake in Paris. Sample each exotic cuisine that the world has to offer. Sign-up for a pottery workshop in Athens. Take a long vacation and stay in an elegant villa in Barbados. Visit the world’s most famous tourist destinations. Leave everything behind, and be like Julia Roberts in that movie, “Eat Pray Love.” I want all of these things, and maybe more.
In life, we want a lot of things, but the real question is, do we need them? When you start working and earning your own income, you get to have a taste of that power, no matter how little it may seem. It’s your money, after all. You did not borrow or steal from anybody, you worked hard for it. You have earned it. Now, it’s your decision what to do with it.
If you’re young and single, it’s easy. You pretty much have the world at your feet. No obligations, no responsibilities. However, we all grow-up, whether we like it or not. When you’re an adult, the responsibilities start to come. When you start your own family, the obligations begin to pile-up. It’s inevitable. How do you manage your finances smartly?
Here are 4 easy budgeting tips that may help: